Chase Bank Time Hours (2024)

FAQs

What is Chase Bank cut-off time? ›

If your deposit was sent on or before the business day cutoff (11 PM Eastern time), you'll receive this message the same day. A business day is every day except Saturday, Sunday, and federal and state holidays.

ACH and Real-time Payments

This option allows you to set up a single payee or an entire group for easy scheduling — saving you the time and money of writing and mailing checks. With the Real-time Payments option, your payment will arrive in moments.

For a simple savings account, Chase Savings℠ offers interest-earning with waivable monthly service fees, ATM access and automatic savings features. What is the offer? Earn a $200 bonus when you open a new Chase Savings account and complete qualifying activities.

Early direct deposit is a service that comes with your Chase Secure Banking account in which we credit your eligible direct deposit transaction up to two business days early. If you are already signed up for direct deposit, then you will be automatically enrolled.

Bank cutoff times refer to specific deadlines set by banks each business day for accepting and processing transactions. Any transactions made after this cutoff time are typically processed on the next business day.

Bottom line. In most cases, a check should clear within one or two business days. There are a few cases in which a check might be held for longer, such as if it's a large deposit amount or an international check. Make sure to review your bank's policies for what to expect in terms of check hold times.

The 5/24 rule states that if you have been approved for five or more credit cards in the last 24 months, you will automatically be denied for any Chase credit card products. This is to prevent consumers from applying to credit cards solely for the welcome bonus and closing the account before the annual fee comes due.

Standard ACH, including file uploaded payments must be approved by 8:00 PM ET (on the send on date) and arrival time is as early as 1 business day. Standard ACH payments authorized after the cutoff time will be processed the next business day.

Chase Total Checking + Savings – $900

Use the application link on the Chase Bank promotions page or enter your email address if you want to apply in person. You'll need to open both accounts at the same time—not staggered. Receive a direct deposit into the Chase Total Checking® account.

What is the $3000 bonus at Chase Bank? ›

These are the bonus tiers: Earn $1,000 when you deposit $150,000 to $249,999.99. Earn $2,000 when you deposit $250,000 to $499,999.99. Earn $3,000 when you deposit at least $500,000.

Offer: Get a $1,000, $2,000 or $3,000 bonus when you open or upgrade to a new Chase Private Client Open Checking℠ account and complete qualifying transfers within the specified time frame. Minimum deposit to qualify: $150,000. Expiration: 10/16/2024.

Open a new Chase Secure Banking account online or enter your email address to get your coupon and bring it to a Chase branch to open an account. within 60 days of coupon enrollment. Your checking account bonus will appear in your account within 15 days after completing the qualifying transactions.

Usually, you'll have access to your direct deposit at the opening of business on your payday — by 9 a.m. In many cases, direct deposits hit accounts even earlier, often between midnight and 6 a.m. on payday morning. But there are factors that can affect how long it takes your direct deposit to become available.

The Monthly Service Fee after expected graduation date is $12 or $0 when you do at least one of the following each statement period: Option #1: Have electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, ( ...

Payments made on a business day (Monday-Friday, excluding holidays) from a Chase deposit account by 11 PM ET or from a non-Chase deposit account by 8 PM ET will be credited on the same business day. Payments made on weekends, holidays or after the cutoff time will be credited the next business day.

Chase.com/mobile, received before 11 PM ET (8 PM PT): transfers from another Chase account, Zelle^{® 1} , or Chase QuickDeposit ℠ ². Non-Chase accounts: Processing times may be longer and transfers from non-Chase accounts may not settle prior to our 11 PM ET (8 PM PT) cutoff.

With Chase Overdraft Assist, if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer).

If you pay at least the minimum amount due between 8 PM and 11:59 PM Eastern time and today's your due date, don't worry: Your payment will still be on time. You'll see a late fee on your account tomorrow, but we'll reverse it automatically when the payment posts in 1-2 days.